Are you ready?

MENTA is a financial technology company, not a bank. Banking services provided by Our banking Partner, N.A.; Members FDIC.

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We know you deserve better

Avoid all the hassles on visiting the banks and spending your most valuable asset that is time while standing in long queues just to get a basic task done. Opening a Menta Money account is your golden ticket in making hassle free and convenient deposits, easily monitor spending activities, save a ton of time all from the comfort of your space using our latest mobile application.

Your New Superpower

In the current world saving time and money is a superpower that many know but few possess. The Menta Money account is a checking account, reimagined with unique and top of the line features with a virtual card to use immediately for as low as $1, which is the same price as a can of soda.

We are faster than the speed of sound

The sound of a thunder takes minimum 5 seconds to be heard from a mile distance, but with Menta Money you can receive and send money to menta account holders anywhere in the world within 3-4 seconds.

Would you benefit from increasing your credit score?

Yes, A credit-builder loan can be an excellent tool for helping you build or rebuild your credit. Get the credit score you deserve! Higher credit gives you more access to the things you want and need.


We know that the right education is transformation. We dream to become your one stop platform to keep you updated and get rid of all uncertainty about savings, credit, loans, interests, debts, limits. To execute this we have our dedicated section that acts as a rhobust source in educating you and bringing your vision, goals and ideas into fruitition.

For you we extend a value beyond our promising service.


To receive financial literacy and wealth building tips sent directly to your phone.

Let the Blog do the talking.

You’re welcome to join our Peer-to-Peer Member's Blog. Share information, articles, and tips with like-minded people looking to establish and secure their financial journey.

And live Podcasts

To tune in for an opportunity to get answers from seasoned players in the field of finance.

Evolve With Us

And transform traditional banking products and services into powerful tools to access your money, make purchases, and build credit.

No Hidden Costs

You deserve your money the way you earn your money. No Tricks!

Free Checking Account

Open your free account with as little as $1. Get a virtual card to use with Apple Pay or Google Pay or for online purchases, and your physical card will be mailed to you within 5-7 business days.

No Hidden Costs

No monthly account fees. No minimum balance requirements. Free access to your cash from over 55,000 ATMs in the US.

Premium Perks

Get Real-Time Account Alerts, Rewards Points, Menta Member Account Holder Insurance offers, Make Money on Referrals, Access to Fico Score, Freeze or Unfreeze your Card, FDIC Insured, Privacy Protection. Deposit cash at over 50k location in the US.

Our Services

Banking that makes sense!

Budget and Save

Pocket accounts are a better way to budget, save and manage your money for separate expenses and goals.

Get Paid Early

Get your paycheck up to 2 days earlier with direct deposit. The fee free way to cash your paycheck.


Add a physical or virtual Card to your checking account. You can use your virtual card immediately after opening your account

Build your Credit History

MENTA has partnered with Mint Financial to offer you a secured loan that helps you save while building your credit history.

Pay Anyone

Send money instantly to any MENTA account holder.

Join our waitlist to be the first to get up to date information

Real Time Support from Real People

Need help with your account? MENTA has a team of trained professionals standing by to help you with whatever your needs may be.

MENTA is a fintech company on a mission to help the 100 million Americans that the financial system has left behind. We will provide a range of products specifically designed to improve their finances and achieve their financial goals.

Karen Stone Jeffley